What is a Pre-Approval?
A letter from your lender confirming how much you can borrow.
Why it matters
A pre-approval letter lets you make a strong, credible offer.
The application takes five minutes. Review takes up to 7 days, so start early.
In a competitive market, sellers favor prepared buyers.
Your financing shapes your entire purchase, so it is worth understanding.
Is there a cost?
A non-refundable credit report fee, typically $150 to $300.
No cost to have your application reviewed for various loan options.
No cost for a 1:1 personalized consultation.
What you'll need
Government ID
Paystubs from the last 30 days
Bank statements from the last 60 days
W2s from the last 2 years
It takes five minutes.
Tiffany Giang, The Network Agency | DRE #02137217 | NMLS #2490130
Lock and Key Mortgage, NMLS #2185502
Licensed by the California Department of Financial Protection and Innovation. Loans made or arranged pursuant to a California Financing Law License #60DBO-152045.
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